Feel like you're failing at money? You're not alone.
Here's a fun stat for you: 60% of adults feel like they've made (costly) financial mistakes because they don't know about credit and personal finances.
That number goes higher if you don't include Baby Boomers or before - it seems that the younger you are, the less you feel like you know about money.
Credit cards hit the scene, freeing up people to get what they wanted and pay for later (and wow, do people pay for it).
The 50s had everyone buying a home. Except for the people who couldn't because they were Not White People, or because of redlining (banks deciding that the whole darn area you lived in made you a poor financial risk, so sorry folks.)
Everyone is free to be a millionaire, and if you haven't made your first million by your 20s, you've obviously failed.
You're supposed to save, except you have to spend to look and feel good.
You're supposed to work hard for your money, but if you're living right, money just comes to you (so if it's not coming to you, you must be wrong somehow.)
No wonder so many of us are messed up about money.
No wonder so many of us feel like we're failing.
And what happens when you feel like you're failing? Most people figure screw it, live in the moment, you'll never do better anyway. So you spend. It gives you a dopamine hit.
And then you've got a closet full of clothes, a cabinet full of shiny things, a new tv, some gorgeous crystals, some artist-made jewelry (good for you for supporting artists) and...you're still in the same position.
Failing at abundance, failing at money, is like anything else: it's not what happens, it's what you think about what happens. Because what you think about what happens is what steers your next choice, your next action.
You may think you're in charge, but your emotions, your history, your family's history, changes your choices.
Here are some actual things that have been said to us about money:
"Can you believe he tried to just GIVE me money? I'm not a charity case!"
"You can't trust free money. It'll cost you somewhere."
"She gave me a tv. Does she think she can buy my affection?!"
"I heard that most lottery winners lose their money and are worse off anyway."
"It's like the more money you have, the more miserable you are."
"If you're not working hard for your money, you don't deserve it."
But when we asked more about it, these same people didn't actually believe what they said. But some part of them did, or they wouldn't have said it.
You might not consciously believe those things anymore, but if even a tiny part of you does, that part will quietly steer your decisions - and you likely won't even realize it!!
It might make you hesitate before accepting help.
It might make you spend when you feel like you're already failing.
It might make success feel suspicious, or uncomfortable, or undeserved.
None of that means you're bad with money.
It means you've been shaped by stories - personal, cultural, historical - about what money means and what it says about you.
The good news? Stories can change.
Once you start noticing the patterns and beliefs underneath the surface, you can start choosing which ones you actually want to keep, and for the rest? The ones youβre ready to leave behind? It's time to change the agreements.
The Money Matters Masterclass isn't just about money.
It's about All The Things.
AND we will soon have 3 FREE Abundance audios available on our Before You Sleep page, so check back!
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